Tag Archives: finance

The Goldman Sachs Headline event at London Technology Week 2015

The Goldman Sachs Agenda at London Technology Week 2015
The Goldman Sachs Agenda at London Technology Week 2015

You may have seen some publicity recently how a megazillion people in the UK, especially London, all work in the FinTech sector. This publicity stems from some research commissioned by London Technology Week, a series of events taking place in London around FinTech.

The events range the full spectrum of FinTech technologies, and as a result we have clients travelling from the US over to London for LTW (London Technology Week). Most of the events are free, and even the charging ones were under £20.

I’ll be attending a few events with some colleagues going to events which clashed. I’m also speaking at Tuesday’s CSFI round table on crypto-currencies, which I think is just a coincidence that it happens to fall during LTW.

The first event of LTW15, or the headline event as it was known, was at Goldman Sachs called “Goldman Sachs Engineers – Solutions to Complex Problems at Scale”. Here are some brief notes. My apologies for speed over brevity – there will be a lot to cover this week.

Continue reading The Goldman Sachs Headline event at London Technology Week 2015

Web reading list for April

Question: Is this David Cameron's rating or Apple share price?
Question: Is this David Cameron’s rating or Apple share price?

Since the week before Easter I’ve been extremely busy – there was the holiday period, followed by a big family celebration, and then last Friday I managed to fall off my bicycle and break some fingers. In short… it’s been quite hectic.

During the family celebration I heard a brilliant quote from a friend, Yehuda, an IT Solution Architect, who had travelled from Israel to join us for a week. We were discussing how IT projects have become either prescriptive (detailed requirements) or business focussed (with high level requirements and leaving the solution to the supplier partner). He tells this to all his customers:

Tell me either what you want to do, or how to do it, but if you tell me both – go and do it yourself.

Continue reading Web reading list for April

Payments International 2015 – Endava & Worldpay Fireside Chat

As the Principal Sponsors of Payments International 2015 event, we had a slot to speak on the closing afternoon (I’m never sure if the last afternoon – especially a Friday afternoon – is a blessing or a curse).

One of our biggest clients in the payments industry, Worldpay, offered to join us at the event, so Nick Telford-Reed, their Director of Technology Innovation, and I both spoke on stage.

Continue reading Payments International 2015 – Endava & Worldpay Fireside Chat

Fortnightly web reading list

Here’s what I’ve read over the last fortnight.
One thing I experienced over the last fortnight is that we take cloud services for granted. When I upgraded my work laptop to Windows 10, I lost a few days worth of web pages stored in OneTab because I assumed the bookmarks were saved in the cloud – my apologies.
China tourist visas: user research | Government Digital Service – some great advice and experiences on user testing, and the need to do it face to face sometimes.
Warc – Contactless payment takes off– Contactless payments grew 108% in 2014, but as a new technology, should we be expecting an even higher use?

Continue reading Fortnightly web reading list

How to Produce New Ideas, or “Innovative and Creative Thinking 101”

Don't expect any creative thinking time from this environment. (Credit: John Seb Barber)
Don’t expect any creative thinking time from this environment. (Credit: John Seb Barber)

When we present our innovation process or new ideas for clients, one of the most common first questions is “How do you think like that?”

This applies to all companies, from small start-ups to very large financial services organisations.

When the question is asked, the rest of the audience often pick up their pens as though we’re going to answer with a poignant, silver bullet answer. But as soon as we do answer, you can see the disappointment in everyone’s eyes.

I’m sorry, but the answer is much simpler than they expected.

Here are the key methods that we use at Endava to broaden our horizons, to think of new stuff, to help our clients with their business challenges. Continue reading How to Produce New Ideas, or “Innovative and Creative Thinking 101”

Reading tab list for the week

Netflix share price - first 3 weeks of 2015. Break open the champagne as thousands cut their [TV] cables
Netflix share price – first 3 weeks of 2015. Break open the champagne as thousands cut their [TV] cables
Here are the interesting web articles I’ve read over the last couple of weeks:
Can I Stream.It? – Almost the EPG (Electronic Programme Guide) of legal streaming sites.
BBC News – Windows 10 to get ‘holographic’ headset and Cortana – Windows 10 looks great and this is one of the best descriptions of forthcoming Microsoft products (excluding Office, Sharepoint, development tools…).
Davos 2015: The university of the future – Some good thoughts on the future of universities, even if it’s a somewhat biased article.
10 Innovation-Killing Phrases That CIOs Should Refute – A great resource to dip into when necessary.
BBC News – Netflix shares jump 12% on growing global membership – Glad I bought some shares six months ago. Seriously though, Netflix has become synonymous with legal movie streaming.

Continue reading Reading tab list for the week

Review of 2014 predictions

Blackberry shares in 2014 - at 49% growth, there are worse things you could have done with your money
Blackberry shares in 2014 – at 49% growth, there are worse things you could have done with your money

How did my 2014 Digital Media predictions from last December turn out?

2014 has been another interesting year in the digital world. The end of a terrible recession has forced most companies to place digital at the heart of their strategy. #Fintech has become a recognised term for banks, insurance companies and other financial services organisations trying to update their systems to become ‘digital‘.

1. TV will change

Last December I predicted Ultra HD will become production ready, 3D TV will disappear and we’ll start seeing transparent TVs on the market. Continue reading Review of 2014 predictions

Credit cards still twice as popular as mobiles

Two interesting statistics that I found while researching payment systems and smartphones:

  • The US has a mobile penetration rate of 103.1%, i.e. for every 100 citizens, there are over 103 mobile phones. The US has 327,577,529 mobile phones.
  • There are around 600 million credit and debit cards in the US, a penetration rate of over 188%.

Continue reading Credit cards still twice as popular as mobiles

Trends snapshot: Blockchain, self-service and digital platforms

Blockchain, self-service and single digital platforms are the key trends we are seeing across industry verticals (media, financial services and insurance) at the moment.

Blockchain

Get your Blockchain T-shirt here while it's still cool
Get your Blockchain T-shirt from Zazzle to show the World you know what it is

Blockchain is a centralised, distributed ledger. Its most famous use is Bitcoin to track all the individual ‘bits’ of Bitcoin.

In Insurance it might be a list of all insurable assets. In media the chain can store media assets. In Financial Services it can store equities. Continue reading Trends snapshot: Blockchain, self-service and digital platforms